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If borrowing costs get just a little higher, the average household may be blocked from homeownership, warns an NAR economist. Mortgage rates continued inching up this week, nearing a threshold that would bring the average American household to a financial tipping point, warns Nadia Evangelou, senior economist and director of forecasting for the National Association of REALTORS®.The 30-year fixed-rate mortgage jumped to an average of 5.66%, Fredd
3 in 5 say climate risks have already impacted their decision on where to live; but housing prices and cost of living are still bigger factors. New survey data reveals that the vast majority (87 percent) of US adults believes climate change poses a risk to the world. The findings come as the effects of climate change are becoming ever more visible around the world — think recent catastrophic flooding from Australia to Kentucky&nb
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Our modern hallway ideas will help you create a slick, stylish entrance to your home. Plus, we also share great tips from design experts These modern hallway ideas look at how to create a space for your home that is elegant yet practical.Getting your hallway lighting right is a good starting point, according to award-winning architect Paul Weston. And there are several tricks you can try to eliminate shadows and illuminate every inch of your
Learn what to do before the season is over to protect plants and make improvements in anticipation for next spring. Before COVID-19, millions of Americans had never gardened. Now, many have the time at home to plant perennial beds and borders, vegetable and herb patches, and fruit trees to improve their yards’ aesthetics and provide food for their families. They also may construct outdoor spaces for lounging, cooking, dining, and to simply have
(Bloomberg) -- Bank of America Corp. started a trial program aimed at helping first-time homebuyers in Black and Hispanic neighborhoods by offering mortgages that don’t require down payments, closing costs or minimum credit scores, all considered longtime obstacles to narrowing the gap between White and minority ownership.Customers using the program will be evaluated for a home loan not by credit scores, but rather factors such as their history
The quest for organized storage and space for pandemic reprieve spurred interest in transforming garages, but nowadays the sky’s the limit on how the space is used and looks. When it comes to a garage, most clients won’t require the space to house 12 cars like a recent client of Los Angeles architecture firm KAA Design Group. In fact, the client himself didn’t need that much space. He owned only two cars but was thinking about resale value
In another sign of a reversal of fortune for homebuilders, new-home sales in July tumbled to their slowest pace in six years. Just a year ago, homebuilders were overflowing with new contracts and, at times, raffling off their few remaining lots to wait-listed buyers. But since then, buyer traffic has slowed significantly as costs have soared. Rising mortgage rates and high inflation have crashed the homebuilding party.New-home sales in July reach
Mortgage rates appear to be settling in the 5% range after recent dramatic climbs that shocked home buyers. The 30-year fixed-rate mortgage averaged 5.13% this week, down slightly from its 5.22% average a week ago, Freddie Mac reports.Mortgage rates peaked at 6% in early June, which prompted a pullback in housing demand. However, “home sales may soon stabilize since mortgage rates have fallen to near 5%, thereby giving an additional boost
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